What Is HMO & Why It Matters for Student Rentals in Exeter

If you’re exploring student rentals in Exeter, you’ve probably come across the term HMO. But what exactly does it mean, and why is it so important for both landlords and students? Understanding HMOs is key to making informed decisions about student housing in Exeter.

What Does HMO Mean?

HMO stands for House in Multiple Occupation. In simple terms, an HMO is a property rented out by at least three tenants who are not from the same household (e.g., not family members) but who share facilities like a kitchen, bathroom, or living area.

For example:

  • A group of four University of Exeter students renting a shared house together = HMO

  • A family renting an entire house = not an HMO

When Is an HMO Licence Required in Exeter?

In Exeter, many student houses fall under the HMO category. Landlords must apply for a licence if:

  • Five or more people live in the property, forming more than one household

  • The tenants share basic facilities like a bathroom, toilet, or kitchen

This is known as a mandatory HMO licence. Some smaller HMOs may also require licences depending on Exeter City Council regulations.

Why HMOs Matter for Students

For students renting in Exeter, HMOs are common – especially in popular areas around Streatham Campus and the city centre. Here’s why it matters:

  • Safety Standards – Licensed HMOs must meet strict fire, gas, and electrical safety requirements, giving students peace of mind.

  • Quality of Housing – The council checks that the property is suitable for the number of tenants, preventing overcrowding.

  • Legal Protection – Deposits must be properly protected, and landlords must follow clear rules around maintenance and repairs.

Why HMOs Matter for Landlords

For landlords, renting to students is often profitable – but failing to comply with HMO rules can lead to serious penalties. Key responsibilities include:

  • Meeting fire and safety regulations (e.g., smoke alarms, fire doors)

  • Ensuring the property has adequate facilities for the number of tenants

  • Maintaining the building in good repair

  • Applying for and renewing HMO licences with Exeter City Council

Tip: Fines for operating an unlicensed HMO can reach up to £30,000, so compliance is essential.

How to Check If a Property Is an HMO

  • Students: Ask the landlord or letting agent if the property is HMO licensed. You can also check the Exeter City Council website for a list of licensed HMOs.

  • Landlords: Contact the council directly to confirm if your property requires a licence.

Final Thoughts

In Exeter’s busy student rental market, HMOs play a central role. For students, choosing a licensed HMO means safer, better-quality housing. For landlords, understanding HMO rules is vital to staying compliant and protecting your investment.

Whether you’re moving to Exeter for university or renting out a property, knowing the ins and outs of HMOs in student rentals will save you time, money, and stress.

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